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UK Leasehold Calculators

Lease extension, freehold, marriage value, ground rent and more · Free & instant

Choose a Calculator

Each tool has its own page with a worked example, its assumptions and its limits.

Lease Extension CalculatorEstimate the premium to extend a flat lease: capitalised ground rent, reversion and marriage value, with worked examples and the 80-year comparison.Best for: Flat owners extending a leaseFreehold Purchase CalculatorEstimate the cost of buying the freehold of a leasehold house: ground rent value plus reversion at 5%.Best for: House owners buying the freeholdMarriage Value CalculatorEstimate the marriage value payable once 80 years or fewer remain on a lease, and see the 80-year cliff.Best for: Leases close to or below 80 yearsGround Rent CapitaliserValue fixed, doubling or RPI-linked ground rents, and see how much they add to an extension premium.Best for: Owners with escalating ground rentShort Lease Mortgage CalculatorCheck whether a short lease passes lender tests at application and at the end of the term, and what extending would cost.Best for: Buyers and owners with under 85 years leftDoubling Ground Rent CalculatorFind the year a doubling or RPI ground rent passes the £250 / £1,000 lender threshold and compare a deed of variation with extending.Best for: Leases with doubling or RPI ground rentSection 20 Major Works CalculatorTest a major works bill against the £250 consultation cap and the 18-month rule.Best for: Leaseholders facing a large works billSection 42 Timeline CalculatorEnter your notice date to see the counter-notice, tribunal, completion and vesting order deadlines.Best for: Anyone about to serve or who has served a noticeAbsent Freeholder CalculatorEstimate the premium and outlay to extend when you cannot find your landlord.Best for: Leaseholders with a missing freeholderInformal vs Statutory CalculatorCompare a freeholder's informal offer with a section 42 extension on cost, lease length and ground rent.Best for: Anyone holding an informal offerSDLT CalculatorStamp Duty Land Tax including the non-resident and additional-property surcharges.Best for: Buyers, including non-UK residentsService Charge CalculatorBenchmark your annual service charge against UK averages and the 1%-of-value lending flag.Best for: Leaseholders checking their chargesReserve Fund Health CheckerCheck whether your building’s sinking fund looks adequate for the age and size of the block.Best for: Owners and directors planning major worksQualifying Leaseholder QuizFind out whether you are likely to be protected by the Building Safety Act leaseholder protections.Best for: Owners in buildings of 11m or more

Which Calculator Should I Use?

Your situationUseWhy
I own a flat and want to extend my leaseLease Extension CalculatorGives the full premium: ground rent, reversion and marriage value
I own a leasehold house and want the freeholdFreehold Purchase CalculatorValues ground rent plus reversion for a house
My lease is near or under 80 yearsMarriage Value CalculatorShows how much the 80-year line adds
My ground rent doubles or is index-linkedGround Rent CapitaliserValues escalating rents, the biggest swing factor for newer flats
I am buying and need stamp dutySDLT CalculatorIncludes surcharges for non-residents and additional properties
I want to check my service chargeService Charge CalculatorBenchmarks against UK averages

The first four share the same method. If you are weighing a lease extension against buying the freehold of a flat with your neighbours, see collective enfranchisement; for buildings, Right to Manage is a lighter alternative.

How the Premium Calculators Work

Our lease extension, freehold, marriage value and ground rent calculators use the standard statutory valuation method, with the same inputs throughout:

These are estimates, not valuations. A RICS valuer will use sales evidence and may use different rates, so always get a formal valuation before serving a notice. Our methodology page sets out the formulas and assumptions in full.

Guides to Go With the Calculators

Frequently Asked Questions

For a flat lease extension use the lease extension calculator. For a leasehold house use the freehold purchase calculator. If your lease is near or below 80 years, the marriage value calculator shows how much the 80-year line adds, and the ground rent capitaliser values doubling or index-linked rents.

They follow the standard statutory valuation method with a 5% rate and the Gerald Eve 2016 relativity table, so they give a useful estimate for budgeting. A RICS valuer will use sales evidence and may reach a different figure, so get a formal valuation before you serve a notice.

Yes. The lease extension calculator covers flats, and the freehold purchase calculator covers houses. Flat owners buy the freehold collectively, and that price is for the whole building, so it is not covered by a single-flat calculator.

Not yet. The 2024 Act provides for a 990-year extension, abolishing marriage value and new valuation rates, but those provisions are not in force. Until they are, the calculators use current law. See our reform tracker for the latest.

✅ Who Built This Calculator

This calculator was built and is maintained by Rahul Tandon, an independent web developer and researcher. It models the standard statutory valuation approach (capitalised ground rent, reversion and marriage value) using published sources and the Sportelli deferment rate. The full formulas and limits are on the methodology page; see our editorial policy. LeaseVault is not a law firm or surveying practice, and the calculator gives estimates only, not a formal valuation or legal advice.

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